Local-only · No account · No cloud · No ads

Track what you spend.
Keep it on your phone.

Spent Money is an expense & budget tracker with no ads, no account, no sign-up, and no cloud sync. Every number you enter stays on your own device.

Coming soon to Android
See how it works →
The Spent Money Home screen: this month’s spending, budget, and recent expenses.

156 currencies

Available in 37 languages

12 chart styles

18 number formats

What's New

The two latest updates, straight from the app’s own release notes.

Version 1.4.0

  • Recurring payments

    Recurring payments: rent, bills and subscriptions, with a reminder on the day each one is due

    Mark a recurring payment as paid and it is added as today's expense

  • Daily reminder

    An optional daily reminder if you have not added any expenses yet

  • Home and Lock Screen widgets

    Home Screen widgets show this month's spending, your added budget and your total saved

    The medium widget also shows your monthly limit and how much is left

    Lock Screen widgets show your spending right under the clock

  • A new look

    A new app icon, with Dark and Tinted versions for your Home Screen

    A calmer color palette that is easier on the eyes, in light and dark mode

Version 1.3.0

  • Glass effect

    A Liquid Glass look on iOS 26 and later, with smooth transitions everywhere

    Liquid Glass can be turned off in Settings if you prefer the plain look

  • Swipe to edit or delete

    Swiping a row shows a full Edit or Delete color that follows your finger

  • Select

    Select several expenses and delete them in one go

  • Delete a category, keep its expenses

    Deleting a category keeps its expenses: they move to Uncategorized or a category you pick

Learn more →
Recurring payments
Spent Money reminders on the iPhone Lock Screen: rent, car leasing and internet, each due today.
Home and Lock Screen widgets

Why it exists

Most budget apps want an email address, a bank connection - and then keep your financial history on someone else’s server. Spent Money is deliberately the opposite.

No ads

Not one banner, anywhere in the app - and none of what comes with them.

No account

Open the app and start typing. Nothing to sign up for.

No analytics of our own

No SDK watches what you do in the app, and there is no ad network in it at all. Purchases go through RevenueCat.

Only one permission

The only permission is notifications, for reminders you turn on. Never asks for your camera, contacts, location, or microphone.

Everything you need, nothing you don’t

Categorize it your way

9 starter categories - or create your own with any emoji and any color.

🍔Food & Drink🛒Groceries🚗Transport🛍️Shopping🎬Entertainment🧾Bills💊Health🏠Home✨Other

Keep it safe

Your data never leaves your phone unless you choose to share it.

Backup & Restore
  • Optional 6-digit PIN, required on launch and whenever the app is backgrounded.
  • Manual backup & restore to a JSON file you control - nothing is uploaded anywhere. Pro can protect that file with a password you choose.
  • Read about privacy & security →

Get it on your iPhone.

Free to download, with no account. Have a question first?

Coming soon to Android
Check the FAQ →